insurance for all your pet, horse and equine needs
Pet insurance provides two levels of cover:
Exclusive : Is a lifetime cover whereby benefits are reinstated annually. As long as you renew the policy and pay the premium, the policy will reinstate the maximum level of benefits even for ongoing and recurring conditions.
Premium: a 12-month capped policy. The benefit will reduce in the event of a claim(s) until the limit is exhausted. Cover will continue for ongoing conditions for 12 months starting from the date of the injury or first clinical signs of illness. This is providing you renew your policy but always within the policy year. Further claims for any ongoing conditions will be excluded at renewal.
Significant Features and Benefits
Exclusive Pet Insurance:
- • £4000 vet’s fees for illness and injury every year for the duration of your pet’s life
subject to payment of renewal premium
- • £750 boarding fees
- • £750 advertising and reward
- • £250 (cat) loss by theft or straying or £1000 (dog)
- • £750 early death
- • £750 accidental damage
- • £2,000,000 third party claims (dog)
- • £75 daily minding (max £5 per day)
- • £1,500 holiday cancellation
- • £300 behavioural problems
Premium Pet Insurance:
- • £4,000 for vet’s fees for illness and injury
- • £500 boarding fees
- • £350 advertising and reward
- • £250 (cat) loss by theft or straying or £350 (dog)
- • £250 (cat) or £300 (dog) for accidental death
- • £300 accidental damage
- • £2,000,000 third party claims(dog)
- • £75 daily minding (max £5 per day)
- • £750 holiday cancellation
- • £100 behavioural problems
 Dogs - Specific Breeds: are subject to a 15% premium surcharge
The following breeds qualify... Anatolian, Shepherd, Beauceron, Bloodhound, Bouvier-des Flanders, Mountain Dogs (Bernese, Estrela, and Pyrenean), Briard, all Bull Terriers, all Mastiffs, Bulldog, Deerhound, Doge-de-Bordeaux, Great Dane, Ibizan Hound, Irish Wolfhound, Japanese Akita, Leonberger, Maremma, Old English Sheepdog, Newfoundland, Rhodesian Ridgeback, St Bernard, Rottweiller, and Chinese Shar-pei.
Horses - Cover is available for both a young or a mature horse, benefits include
Public Liability, Vet’s fees, Accidental Death, Theft or Straying, Advertising and Reward, Accidental Damage to Saddlery and Tack, Stables Cover, Hire of Horse, Dental Cover, Death of Rider, Liability of Use. For details of exclusions and conditions contact us.
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